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Live United with United Way Capital Area

Community Impact Focus Area: Income

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Goal: Empowering families with the knowledge and tools to become financially stable

As the saying goes, "Sometimes, there's too much month left at the end of the money." And for far too many Central Texas, this is the reality: work hard, make a little money, pay for the bare minimums, then do it all again with the next paycheck.

The result? Almost half of us are living in poverty or teetering precariously on the brink of it. In fact, 40% of Central Texas families live below the Family Budget Estimator (FBE)---the real and basic costs of living in our region.

The United Way Strategy

When it comes to making families financially safe, we are focused on employment, housing, and financial management initiatives. By doing so, we hope to help families make more money and increase their assets.

Bank On Central Texas

Bank On Central Texas is a community initiative led by United Way and PeopleFund to bring together banks, credit unions, financial services providers, government, private sector, community organizations, and nonprofits to bring more people into the financial mainstream. BOCT will seek to open 6,000 new accounts in the first year of the campaign, and maintain or upgrade 80% of these initial accounts.

How will BOCT accomplish this?

Click here to learn more




Maximize & Increase Income StrategiesBuild Saving & Assets Strategies
EmploymentWorkforce Development/Training
Literacy/Adult Basic Education
English As a Second Language
Higher Education
Small Business Development
HousingTransitional or Rental Housing
Emergency Financial Assistance
Home Ownership
Financial ManagementEarned Income Tax Credit
Banking the Unbanked
Access to public benefits
Financial Education
Credit repair and debt reduction
Matched savings products/IDAs

Defining Success

We're committed to measuring the success of our efforts. If something works, we pursue it. If something doesn't, we change it or find a new approach. It's really that simple. And here are some examples of how we'll gauge our overall success…

  • Significant increase in the number of individuals employed at wages above the "Family Budget Estimator"
  • Greater percentage of individuals and families living in safe, affordable housing
  • Larger percentage of individuals and families effectively managing their resources/incomes
  • Increased number of institutions that provide services that support the financial needs of low-income and low-asset families

UWCA Feature

Living United
“I choose to LIVE UNITED because I believe United Way brings together individuals, businesses, nonprofit agencies, and governments in a uniquely collaborative way.”
  - Marie Baker, Member,
UWCA Board of Directors





Being Accountable

We believe we have a responsibility, both to our donors and to the community, to ensure that the dollars people entrust to us are invested in the most effective ways that will produce the greatest measurable impact on lives, enabling Central Texas to thrive, providing opportunities for a better life for all. Our investment strategy unites our network of funded partner agencies and collaborations under a set of shared goals, and ties our funding to the achievement of specific measurements, increasing our likelihood of driving substantial change in our region.

Live United Now

Become an Advocate for important Central Texas causes.

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Click the Donate button to make your one-time online donation to United Way Capital Area. (If you would like to make your donation in monthly or quarterly installments, please call Erin Osenbaugh at 512.472.6267 x256).